After Aadhaar Ban, Telecom Companies Propose New e-KYC Process

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New Delhi: Telecom operators have approached the Department of Telecom (DoT) in search of approval for a brand new e-KYC course of as an alternative choice to Aadhaar-based verification.

This follows the current Supreme Court order proscribing the usage of Aadhaar data by personal corporations, together with telcos and banks.

“We are proposing minor modifications to the DoT guidelines…allowing consumer application form (CAF) to be embedded with photograph and scanned images thereby digitise the end to end process for on boarding of new subscribers by making it completely paperless,” the Apex Advisory Council for Telecom in India (ACT) stated in a letter to the DoT.

The return to paper-based processes shouldn’t be an choice as that can reverse the steps taken by the business in direction of a digital India and would end in wastage of present investments and infrastructure, the letter dated October 5 stated.

Before the apex court docket order, Telecom operators had developed a system for immediate on-line verification of consumers utilizing Aadhaar, which resulted in fast activation of service at minimal price.

The ACT, which incorporates business physique COAI and different Telecom operators, has urged an app-based buyer enrolment methodology during which the {photograph} of the shopper shall be clicked by the SIM vendor and embedded within the kind together with a self-attested copy of any id and deal with proof.

The kind shall be then stamped by a watermark of the corporate together with retailer title, the circle the place the transaction passed off, date and time in order that the photographs can’t be re-used.

The letter signed by Cellular Operators Association of India director normal Rajan S. Mathews urged that after the buyer utility kind is digitally crammed on the app, the retailer will make the required declaration after which the vendor will obtain a one-time password (OTP) and the shopper will obtain OTP on his alternate quantity.

“OTP shall be entered and validated, upon successful validation, it shall be treated as customer signature,” the letter stated.

Following validation, the app will ship client utility kind (CAF) to the system of Telecom operator for verification of the shape, id and deal with proof; and after profitable verification, the quantity assigned to the subscriber shall be prepared for tele-verification.

“This step is crucial to limit any liability on the Telecom service providers (TSPs) since PoS may enter inappropriate values and without validation the number can get into tele-verification or activation stage,” the letter stated.

As an extra safeguard, the system may even confirm that the geotag of buyer’s image and ultimate submission of the request by sale level will not be greater than 50 metres away, the ACT urged.

The TSP will generate and ship a five-digit pin to an alternate quantity offered by the shopper.

The quantity shall be activated after the shopper completes tele-verification by both coming into PIN quantity despatched to him or final 4 digits of id proof in the course of the name, the ACT urged.

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